Bank of Baroda Hikes FD Interest Rates; Check New Returns on 555-Day Special Scheme

Public sector lender Bank of Baroda has announced an upward revision in its fixed deposit (FD) interest rates, bringing higher returns on its popular special tenure scheme. The revised rates took effect on November 12, 2026, and are applicable to domestic retail term deposits under ₹3 crore. Investors opting for the bank’s 555-day ‘bob Golden Goal Deposit Scheme’ stand to benefit the most from this update.

Higher Returns on the 555-Day Special Deposit

Bank of Baroda has raised the interest rate on its 555-day special FD by 10 basis points (0.10%). Following the revision, the annual returns for this tenure are as follows:

• General Public: Increased from 6.75% to 6.85% per annum.
• Senior Citizens: Increased from 7.25% to 7.35% per annum.
• Super Senior Citizens (80 years and above): Increased from 7.35% to 7.45% per annum.

Interest Rates Across Other Tenures

Rates for the bank’s other special offering, the 444-day ‘bob Square Drive Deposit Scheme’, remain unchanged at 6.45% for general customers, 6.95% for senior citizens, and 7.05% for super senior citizens. The complete schedule of revised rates across standard and special tenures is detailed below:

Additional Benefits for Senior and Super Senior Citizens

Under Bank of Baroda’s policy, individuals aged 60 and above receive an additional 0.50% interest on deposits up to 3 years, 0.60% extra on tenures between 3 and 5 years, and a 1.00% premium on FDs spanning 5 to 10 years. Furthermore, super senior citizens aged 80 and above earn an extra 0.10% over and above the standard senior citizen rates for tenures ranging from 1 to 5 years, which includes both the 444-day and 555-day special schemes. Customers should note that these updated interest rates apply strictly to fresh deposits and renewals.